About Us
Overview: Potential of New Alliances to Create Risk Pooling or Collective Purchasing or Action
Description
There are several types of organizations
characterized by both their association to
their members and their association to the
broader world.
The characteristics of organizations are as
follows:
- Identity: This characteristic
describes organizations that are linked very
specifically to the nature of its
members. In the classic sense, this
includes organizations like the American
Medical Association, American Bar Association,
but to a lesser degree includes local
historical societies which provide identity for
those who are deeply rooted to a
community. This is also true of
organizations like AARP, an organization for
older Americans, but which also is also
characterized by its advocacy. Finally,
unions and trade associations are aggregations
of similarly situated employees, businesses or
individuals, which are linked to identity, but
which are also organizations that are
successful because they provide benefits to
their members and advocate on their
behalf.
To a lesser degree, identity organizations also include communities that are created for a group of similarly situated individuals. Message boards that provide useful conversations and information to a community of similarly situated individuals are substantially different from actual organizations. The salient distinction is that lack of identified leadership. - Benefits: This characteristic
describes organizations that are chosen because
they provide significant benefits to their
members. Membership in such organizations
may be limited to specific individuals, but
benefits are what drive participation. At
the most radical end of this spectrum are
organizations like AAA, which provides
significantly more benefit to its members
(motorists) than the cost of membership.
Similarly USAA a financial services and
insurance company available to members of the
military and their progeny, provides deep
discounts on insurance, and because it’s a
non-profit pays any profits to individuals at
the end of a year. However, there are
variations on Benefits organization that also
have strong identity and issue interest
components, such as AARP, which provides
insurance, local Chambers of Commerce, which
sometimes provide tax advice at low or no cost,
or MediShare, an organization that provides a
health insurance substitute for their members
who must be evangelical Christians. In
the case of these two organizations, the
benefits are used as an organizing tool.
Put differently, an identity based communities
are attracted by offering a cost effective
benefit that all of the members of this
community need.
- Advocacy/Issue Interest: These
are organizations characterized by advocacy for
a specific issue such as the environment
(Sierra Club, NRDC), veterans issues (VoteVets,
IAVA) for example. Membership represents
an endorsement of a set of issues for which
these organizations stand. Affinity for
these organizations may be stronger for the
core members, but weakens among rank and file
membership. This characteristic also
would suggest the inclusion of unions, trade
associations and other large association that
require inclusion in a specific category of
people (AARP for example), however, this model
assumes that the relationship between
leadership and its members is characterized by
identity (I am a postal worker so I belong to
my union) not issues (I care about global
warming.) While both organizations
advocate, the advocacy is not the SOLE reason
for the union member’s participation, while it
is the basis for a member of the Sierra Clubs
participation in his organization.
This also includes communities that arise from issue interest such as a message board for cancer survivors.
Questions Associated with Leverage Point
- What organizations would serve as useful
delivery systems for a product or health
insurance provided by healthcare uncovered?
Why? What characteristics define this as
a useful ally in this respect?
- What organizations would serve as useful
political allies for a government driven
healthcare uncovered solutions?
Why?
- What are examples of successful identity,
benefits and advocacy
organizations?
- What alliances/organizations have the
deepest connection to their members? How
do these organizations build trust with their
members?
- What alliances organizations have the
broadest relationship with their members?
How is this achieved?
- What communities have the deepest
connection among their members?
Why? How was this achieved?
- What organizations or alliances have
characteristics that would lend themselves to
the aggregation of individuals to spread risk
or create new risk pools in new and different
ways that a beneficial to the distribution of a
healthcare oriented product? Why?
- What alliances or organizations might
distributed a product that has financial
benefit to the organization, but for which the
financial benefit is subsidiary to other
institutional priorities?
- What organizations/alliances provide
helpful medical support to individuals with
similar ailments? To what extent might
such alliances be used to reduce healthcare
costs?
Components Associated with Leverage Point
- Alliances that create risk pools that are aligned in new way
- This component provides channels for
products, alliances for political change or
communities that can keep individuals
healthier.




